Balancing Health and Financial Wellness in the Workplace

  • 4 Union Park Road, Topsham, ME 04086

    Set It Up.

    Let us guide you through the process.

  • 4 Union Park Road, Topsham, ME 04086

    Present It.

    We present the plan to your employees at a time that works best for your business.

  • 4 Union Park Road, Topsham, ME 04086

    Enroll.

    Our enrollment team will sit with each employee to review options and complete the enrollment process.

  • Reap the Rewards.

    Enjoy your tax savings and watch your employees thrive.

Workplace Wellness:
Cost savings for your business and peace of mind for your employees. It’s a win-win.

  • Objective

    The objective of the program is to provide a healthier outcome for the workforce using wellness programs that qualify for tax incentives.

    This lowers an employee’s/employer’s tax liability, therefore creating an opportunity for savings that can be used to close the gaps left by health insurance.

  • GAP Insurance

    Covers all or part of employee’s medical deductible and co-pays.

  • Accident Insurance

    Helps employees cover unexpected
    out-of-pocket medical expenses relating to an accidental injury, such as deductibles, copays, and household expenses.

  • Critical Illness Insurance

    Allows employees to focus on their recovery by providing a lump sum benefit to help pay the direct & indirect costs related to a covered critical illness like heart attacks, cancer, stroke and more.

    Cancer Insurance: Benefits paid for Chemotherapy, surgery, hospitalization and more.

  • Hospitalization & ICU Insurance

    Provides coverage to help
    supplement the gaps in today’s high deductible medical plans.

  • Disability Insurance

    Helps replace part of employee’s income
    if they are unable to work because of
    a covered injury or illness whether
    on or off the job.

  • Life Insurance

    Whole Life, Universal Life and Term Life Insurance provides a lump sum benefit to families when they need it most.

Our Programs

  • Health & Wellness Programs

    A health and wellness program is a tax incentivized program similar to an HSA and HRA. The costs for this program are 100% paid for through the tax incentives, resulting in a net savings. The objective of the program is to provide a healthier outcome for the workforce using wellness programs that qualify for tax incentives. Which in turn lowers an employee’s/employer’s tax liability, creating an opportunity for savings that can be used to close the gaps left by health insurance.

    • Employers save on average $500 per participating employee

    • Employees receive on average $1,800 per year for participating

    Employees know they are financially exposed if faced with a disability or illness. That is why over 80% of workers with health insurance are willing to pay for additional benefits with their own money. With our Wellness program they will not need to pay out of pocket to protect their family’s financial well-being

    • Employees utilize their yearly savings to receive supplemental insurance to protect their family’s financial security.

    • Employers enhance their benefits package without adding any expense.

    • Program funds itself through the tax incentives.

    Wellness makes your benefits program more affordable and sustainable and ensures your employees are receiving the type of benefits they need more now than ever!

    Health & Wellness
  • Worksite Solutions

    Employers strive to offer the best benefits package for their employees while working within a budget. Unfortunately, even the most comprehensive benefits packages still have areas that leave employees responsible for expenses not covered by health insurance. The indirect cost of an illness or injury are not thought of until they become a reality. Nobody knows when the unexpected will happen, but you can help your employees be prepared when the unexpected does happen, providing them the financial wellness and peace of mind they deserve.

    We help businesses attract & retain top talent in today’s increasingly competitive market without adding any expense to the company’s bottom line. Employers can provide their employees the opportunity for financial wellness and peace of mind, creating a Happier & Healthier employee!

    The 6 key features of our Worksite Solutions Program are:

    • GAP Insurance

    • Accident Insurance

    • Critical Illness Insurance

    • Hospitalization & ICU Insurance

    • Disability Insurance

    • Life Insurance

    Wouldn’t it be great to be able to offer your valuable employees these great benefits? Let our experienced agents help you to enhance your company’s benefits offering.

    Worksite Solutions

365 Wellness

Balancing Health and
Financial Wellness
in the Workplace

Personalized Benefit Education

Empowering your employees! Our Personalized benefit counselors educate your employees, so they have the clarity to make well informed decisions about protecting themselves and their family’s financial security.

Partnership

We applaud business owners. That is why everything we do, we do with the companies & employees health & wellness in mind. 365WPWellness has a long-term perspective. Our priority is to create new relationships that, through mutual success, will naturally grow into long lasting partnerships.

Our Team

  • Chris Parnell

    CHRIS PARNELL

    Broker/Principal Partner

    EMAIL

    207-522-7778

  • Kevin Kaulback Founder

    KEVIN KAULBACK

    Broker/Principal Partner

    EMAIL

    207-357-4201

Why 365WPWellness Solutions?

We have Innovative money saving strategies that help businesses expand & strengthen employee benefit programs.

End to End Service:
We handle the entire benefits process, providing you a hassle-free experience while delivering the service you expect & deserve.